Social Security Disability Calculator

Estimate Your SSDI Benefit Amount

How does Social Security disability calculate benefits? Your earnings from past jobs are used to determine the amount of monthly SSDI benefit payments you’ll receive. Right now, the average for an individual is $1,537, and the maximum is $3,627. Use our SS disability calculator below to estimate your monthly SSDI payment. Not only do we make the process easier, we have a 97% approval rate for people who apply through us. Take our SSDI assessment to find out if you're likely to be eligible.

Regina Carlton, a certified representative with Social Security working at Allsup for 20 years, shares her tips on common mistakes to avoid when applying for SSDI.

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Trust Allsup To Tell Your Story™. Here’s Why.

  • 40 Years Experience

  • 400,000 Customers Awarded SSDI

  • 97%* SSDI Success Rate

  • 20,000+ Resources for other financial needs

  • 50% Higher Likelihood of Receiving Benefits

  • 97% Customer Satisfaction Rate

*For those who complete the process with us.

The year you were born

For SSDI, you must be younger than your full Social Security retirement age.

1982
1957
2007

Your average annual income

Enter your average for the last 10 years, up to $120,000

80
$10,000
$150,000
YOUR ESTIMATED MONTHLY SSDI PAYMENT
$0

Allsup Saves You Money While You Wait For Your SSDI Decision

“Allsup didn’t just help obtain my SSDI benefits. They provided REAL resources to help during this transition from employment to fixed income. I was amazed when I discovered how many resources they had access to.”
– Lanett P.

Calculator and computer with question mark denote how your SSDI is calculated

How Does Social Security Disability Calculate Benefits?

Social Security disability benefits information:

  • Your SSDI monthly benefit will be based on your average covered earnings (those you paid FICA taxes on) over a period of time.
  • This is referred to as your average indexed monthly earnings (AIME).
  • The Social Security Administration (SSA) uses these amounts in a formula to determine your primary insurance amount (PIA). This is the basic amount used to establish your benefit.

In 2024, the average SSDI payment for an individual is $1,537 while the average monthly benefit for a recipient with a spouse and children is $2,720

Hand holding money

Will Your SSDI Payments Increase?

Yes! The good news is most likely your SSDI payments will increase every year. That’s because each year, the SSA gives a cost-of-living-adjustment (COLA). In 2024, the COLA will add 3.2% to SSDI beneficiaries’ checks. You don’t need to do anything to get this increase. The agency will add it to your payments.

How Can A Social Security Disability Advocate Help Me?

There are many ways a non-attorney Social Security disability representative like Allsup can help you apply for Social Security disability.

We can:

  • Very quickly determine your Social Security disability eligibility.
  • Help you correctly complete Social Security disability forms.
  • Assist you with gathering the medical evidence you need to support your claim.
  • Assist you with communication with the Social Security Administration (SSA), whose telephone wait times have become very lengthy.
  • An advocate can help you prepare for a hearing, appear on your behalf and depose witnesses during the proceedings.

People who hired an expert for their SSDI journey received benefits at a rate three times higher than someone without a representative.*

Our expert advocates have worked at the SSA and state Disability Determination Services (DDS) offices so we know how to best represent your claim to the federal agency.

What Our Customers Are Saying

Trustpilot

Don’t Go It Alone. Choosing Allsup Can Increase Your Likelihood Of Being Awarded Benefits By 50%.

With our decades of experience and record of success, Allsup delivers True Help® to all our customers. You can see by the chart below that our service far exceeds applying on your own. Do you really want to trust your SSDI journey to anyone else?

How having an SSDI representative helps you with the claim process.
A personal representative that advocates with SSA on your behalf. Won SSDI benefits for 400,000 people nationwide Includes help with Medicare choices. SSA-Approved Employment Network offering return to work services Online portal that streamlines the process. Assistance with appeals. Disability Financial Services℠ to help with the financial challenges you face
Allsup, LLC Yes Yes Yes Yes Yes Yes Yes
Applying on Your Own No No No No No No No
Applying With Others Maybe No No No No Maybe No

Apply For Social Security Disability Now!

Avoid the backlog

Applying now with Allsup gives you a 50% higher likelihood of being approved at your initial application than going it alone. You could save yourself more than 300 days of waiting. That’s the current backlog at the hearing level which could increase due to Social Security office closures.

Quickly Learn your Likelihood of Qualifying for SSDI Benefits